Court of Appeals of Maryland January 20, 1999, 88, Sept. Term, 1996 (Vigilant Insurance Company v. Luppino)

ELDRIDGE, Judge.

This case presents the question of when the statute of limitations began to run on an insured’s claim that an insurer breached its duty to defend the insured in a tort suit by a third party against the insured.

I.

Rocco Luppino owned a home and was insured under a homeowner’s insurance policy issued by Vigilant Insurance Company effective from August 7, 1985, to August 7, 1986.