United States Bankruptcy Court, D. New Jersey December 21, 2000, 17-12029 (In Re Schuster)

MEMORANDUM OPINION

KATHRYN C. FERGUSON, Bankruptcy Judge.

On December 4, 2000, the court heard oral argument on the Chapter 7 Trustee’s motion objecting to the Debtor’s exemptions and the Debtor’s cross-motion seeking a declaration that his annuities are not property of the bankruptcy estate. The court granted the Debtor’s cross-motion from the bench and this opinion supplements that ruling.