United States Bankruptcy Court, S.D. Ohio September 12, 2000, Bankruptcy No. 99-11050. Adversary No. 99-1088 (Ledbetter v. United States Department of Education (In Re Ledbetter))

MEMORANDUM OF DECISION

JEFFERY P. HOPKINS, Bankruptcy Judge.

The issue before the Court is whether the Debtor, Troulies Ledbetter (“Ledbet-ter”), is entitled to a discharge of an indebtedness arising from two student loans. An evidentiary hearing was held on May 24, 2000. Based upon the following findings of fact and conclusions of law, made pursuant to Fed.R.Civ.P.