United States Bankruptcy Appellate Panel for the Eighth Circuit February 16, 2000, BAP 99-6062NI (Universal Bank, N.A. v. Grause (In Re Grause))

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ROGER, Chief Judge.

Universal Bank, N.A. (“Universal”) appeals the decision of the Bankruptcy Court

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finding in favor of Debtor Teresa A. Grause on Universal’s nondischargeability action under 11 U.S.C. § 523(a)(2)(A) and declaring the debt to be dischargeable. For the reasons that follow, we affirm.

Facts

Ms.