Court of Appeals of Minnesota November 21, 2000, C8-00-1062 (Newberg v. Commercial Union Insurance Co.)

OPINION

CRIPPEN, Judge.

Appellant Commercial Union Insurance Company challenges the trial court’s summary judgment for respondents Russell and Delores Newberg, who claimed that coverage for damages from a discharge of raw sewage through their basement drains was unaffected by an exclusion for loss caused “directly or indirectly” by water damage, meaning: “water which backs up through sewers and