Missouri Court of Appeals July 25, 2000, No. WD 57329 (DePalma v. Bates County Mutual Insurance Co.)

VICTOR C. HOWARD, Judge.

Bates County Mutual Insurance Company appeals the trial court’s judgment directing a verdict at the close of all the evidence for Anthony J. DePalma, who sued the insurance company for recovery of his losses from a 1993 fire which destroyed his residence.

We affirm in part, reverse in part, and remand.