Court of Appeals for the Seventh Circuit April 27, 2000, 99-2022 (Rita Moreno Gallegos v. Mt. Sinai Medical Center and Unum Life Insurance Company of America)

FLAUM, Circuit Judge.

Rita Moreno Gallegos was an employee of Mt. Sinai Medical Center (“Mt. Sinai”) who applied for employee welfare benefits with Mt. Sinai’s insurance carrier UNUM Life Insurance Company of America (“UNUM”). Her request for benefits was denied, and Gallegos filed suit, claiming that this denial violates the Employee Retirement Insurance Security Act (“ERISA”), 29 U.S.C.