Supreme Court of Georgia March 19, 2001, S00Q2003 (York Insurance v. Williams Seafood of Albany, Inc.)

Fletcher, Presiding Justice.

Williams Seafood of Albany suffered a complete loss when its restaurant building collapsed into a sinkhole following a flood. Williams’ insurer, York Insurance Company, brought a declaratory judgment action in federal district court to determine coverage. The trial court held that the loss was not covered.