Supreme Court of South Carolina February 20, 2001, 25253 (Brown v. Allstate Insurance)

TOAL, Chief Justice:

We granted Tommy E. Brown’s (“Brown”) petition for a writ of certiorari to review the Court of Appeals’ decision in

Brown v. Allstate Ins. Co.,

337 S.C. 499, 523 S.E.2d 807 (Ct.App.1999). We reverse.

Facts/Procedural Background

On February 13, 1995, Brown’s car stopped on U.S. Highway 29 between Cowpens and Gaffney in Cherokee County, South Carolina.