Court of Appeals of Maryland April 9, 2001, 81, Sept. Term, 2000 (Grey v. Allstate Insurance)

WILNER, Judge.

On the evening of September 11, 1997, Jumanne Smith, while intoxicated, was driving his Jeep Cherokee in the wrong direction on a highway ramp at a high rate of speed, when he collided with another vehicle occupied by Bobbett Grey, her mother, Delores Grey, and her nephew, Jordan Ashley. Delores was killed; Bobbett and Jordan were seriously injured.