District Court, E.D. Pennsylvania May 16, 2001, CIV. A. 00-4454 (Cappalli v. NORDSTROM FSB)

MEMORANDUM

O’NEILL, District Judge.

Plaintiff Paula Cappalli has brought this putative class action law suit against Nord-strom fsb alleging that the fee she was charged following a late payment to her Nordstrom’s credit card account was in violation of the Home Owners’ Loan Act, 12 U.S.C. § 1463(g) (“HOLA”). Presently before me is Nordstrom’s motion under Fed.R.Civ.P.