Court of Civil Appeals of Oklahoma October 5, 2001, No. 96,091 (Arnold v. Leader Federal Bank for Savings)

OPINION

CARL B. JONES, Judge.

1 Appellees, David Lester Arnold and Teresa Arnold (Arnolds), were the original mortgagors on a Veterans Administration (VA) mortgage on their home. Appellant, Leader Federal Bank for Savings (Leader), was the holder of the mortgage. In December of 1992, the Arnolds conveyed the home to the Lewises, who agreed to pay the sub*961ject mortgage.