Court of Appeals for the Fifth Circuit March 23, 2001, No. 98-60693 (AT&T Universal Card Services v. Mercer (In re Mercer))

lead-opinion

RHESA HAWKINS BARKSDALE, Circuit Judge:

Rehearing en banc was granted to determine, for credit card debt (card-debt), the standards for bankruptcy nondis-chargeability under 11 U.S.C. § 523(a)(2)(A) (credit obtained by false pretenses/representation or actual fraud).