Court of Appeals for the Eighth Circuit April 11, 2001, 00-1655 (Bruce Oakley, Inc. v. Farmland Mutual Insurance Company)

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HEANEY, Circuit Judge.

Bruce Oakley, through his corporation Oakley, Inc. (Oakley), stored soybeans from the 1992 harvest in a 500,000 bushel storage

bin

located in Morrilton, Arkansas. In February, 1993, Oakley’s employees began to unload the storage bin and noticed that some of the beans were charred and blackened.