Court of Appeals for the Ninth Circuit July 2, 2001, 98-50748, 99-50476 (United States v. Frank Najjor)

HUG, Circuit Judge:

Frank Najjor appeals his conviction and sentence for two counts of bank fraud in violation of 18 U.S.C. § 1344 and 18 U.S.C. § 2. The district court sentenced Najjor to thirty-three months in custody and ordered Najjor to pay restitution to Home Federal Savings and Loan (“Home Federal”) and Torrey Pines Bank (“Torrey Pines”).