Appellate Court of Illinois June 28, 2002, 1-01-0579 (Employers Reinsurance Corp. v. E. Miller Insurance Agency, Inc.)

JUSTICE GREIMAN

delivered the opinion of the court:

This declaratory judgment action was brought to determine the obligations of plaintiff-appellant Employers Reinsurance Corporation (ERC) to defend or pay defense costs and indemnification to its insureds, defendants E. Miller Insurance Agency, Inc. (Miller Agency), Edward Miller, Jr. (Miller Jr.), and Edward Miller, Sr. (Miller Sr.