District Court of Appeal of Florida July 24, 2002, No. 3D01-2834 (Betancourt v. U.S. Security Insurance Co.)

SHEVIN, Judge.

Isabel Betancourt, and her daughter, Yeilyn Garcia, petition for a writ of certio-rari. We grant the petition, as the circuit court appellate division departed from the essential requirements of law resulting in a miscarriage of justice. Ivey v. Allstate Ins. Co., 774 So.2d 679, 682 (Fla.2000).

Contrary to the insurer’s protestations, the Stockman v. Downs, 573 So.2d 835 (Fla.