Court of Appeals of North Carolina December 17, 2002, No. COA01-1207 (North Carolina Farm Bureau Mutual Insurance v. Edwards)

BRYANT, Judge.

This appeal arises out of an automobile accident that occurred on 15 April 1991 in Maryland between defendant Phillip Edwards and Mary Louise Haggenmaker. At the time of the accident, defendant Phillip Edwards was insured under a personal auto policy issued by plaintiff North Carolina Farm Bureau Mutual Insurance Company [Farm Bureau or plaintiff].