Supreme Court of Oklahoma March 12, 2002, 96,790 (Branch v. Farmers Ins. Co., Inc.)

WINCHESTER, J.

1 1 The United States Court of Appeals for the Tenth Cireuit has certified three questions of law pursuant to the Oklahoma Certification of Questions of Law Act, 20 0.8.1991, §§ 1601-1611. The court states that it has heard oral arguments in two substantially *1025similar diversity cases appealed from the United States District Court for the Western District of Oklahoma, Branch v.