Supreme Court of South Carolina March 24, 2003, 25612 (Schulmeyer v. State Farm Fire & Casualty Co.)

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Justice, BURNETT.

We agreed to answer the following questions certified by the United States District Court for the District of South Carolina:

I. Does State Farm’s South Carolina automobile policy obligate it to compensate an insured making a comprehensive or collision claim for any diminution in market value where there is no dispute that the vehicle was adequately restored to its