Appellate Court of Illinois August 27, 2003, 3-02-0305 (Country Companies v. Universal Underwriters Insurance)

JUSTICE LYTTON

delivered the opinion of the court:

Country Companies brought a subrogation action against Mark Seckler and Universal Underwriters Insurance Company (Universal) based on an auto accident involving Seckler and one of its insureds, Michael Falatko. Seckler filed a counterclaim against Universal seeking a declaration that Universal had a duty to defend and indemnify him.