Missouri Court of Appeals March 10, 2003, No. 24800 (American Standard Insurance Co. of Wisconsin v. Bracht)

PHILLIP R. GARRISON, Judge.

American Standard Insurance Company of Wisconsin (“American Standard”) appeals from an adverse judgment entered in its suit for declaratory judgment. Each of its six points on appeal is directed to what it perceives as erroneous trial court conclusions concerning “set-off’ provisions in the automobile liability and uninsured motorist portions of a policy issued by it.