Appellate Division of the Supreme Court of the State of New York December 4, 2003 (Ribacoff v. Chubb Group of Insurance Companies)

*154Judgment, Supreme Court, New York County (Carol Huff, J), entered October 11, 2002, which, after a nonjury trial, dismissed the complaint and granted defendant Federal Insurance Company’s counterclaim to reform the insurance contract with plaintiffs to include a “stock definition” endorsement, excluding jewelry stock from the policy coverage, unanimously modified, on the facts, to award