Appellate Division of the Supreme Court of the State of New York March 10, 2003 (Hayes v. County Bank)

—In a class action commenced by the plaintiff Patricia Hayes on behalf of herself and others similarly situated, inter alia, for a judgment declaring that the defendant’s interest charges are unconscionable and that the arbitration provision in the defendant’s loan documents is void and unenforceable, the plaintiff appeals from so much of (1) an order of the Supreme Court, Queens County (Kitzes,