Court of Appeals of Georgia November 14, 2003, A03A0933 (Evans v. Ohio Casualty Insurance)

Miller, Judge.

Samuel C. Evans sued Ohio Casualty Insurance Company and United Services Automobile Association (USAA) to settle claims for damage to property caused by fire.1 Both Ohio Casualty and USAA defended on the ground that any claim was barred because Evans did *486not comply with procedural requirements of the respective insurance contracts.