United States Bankruptcy Appellate Panel for the Ninth Circuit October 25, 2004, BAP No. EC-03-1490-SPB. Bankruptcy No. 02-21313-B-7. Adversary No. 02-02514-B (President of Ohio University v. Hawkins (In Re Hawkins))

OPINION

SMITH, Bankruptcy Judge.

This appeal is from a final judgment discharging debtor Stephanie Hawkins’ (“Hawkins” or “Debtor”) debt to Ohio University (“Appellant” or “University”) in her Chapter 7

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bankruptcy case based upon the bankruptcy court’s finding that the debt did not constitute an educational loan or benefit under § 523(a)(8). We AFFIRM.