Appellate Court of Illinois November 30, 2004, 4-04-0416 (Northcutt v. Chapman)

JUSTICE STEIGMANN

delivered the opinion of the court:

In this case, we consider whether a bank has a duty to refuse to lend money to a person when (1) the bank knows that the borrower intends to use the money to purchase a car and (2) the bank knows or should have known that the borrower (a) does not have a valid driver’s license and (b) has a record of numerous serious traffic law violations.