District Court, D. Massachusetts June 30, 2004, CIV.A.03-11301-PBS (Rodrigues v. Members Mortgage Co., Inc.)

MEMORANDUM AND ORDER

SARIS, District Judge.

I. INTRODUCTION

Plaintiffs Raul and Jo-Ann Rodrigues bring this proposed class action against Members Mortgage Company (“Members”) and Plymouth Savings Bank (“Plymouth”) for violating the disclosure requirements of the Federal Truth in Lending Act, 15 U.S.C. § 1635 (“TILA”) and the Massachusetts Consumer Credit Cost Disclosure Act, Mass. Gen. Laws ch.