Colorado Court of Appeals April 22, 2004, 03CA0025 (McGowan v. State Farm Fire & Casualty Co.)

Opinion by

Judge KAPELKE.

In this dispute concerning exclusions in contractor insurance policies, plaintiffs, Dianne and Donald McGowan, appeal the trial court’s judgment denying their traverse to the answer filed by defendant, State Farm Fire and Casualty Company, to a writ of garnishment they issued. State Farm has filed a conditional cross-appeal. We affirm.