Nevada Supreme Court November 10, 2004, No. 42233 (State Farm Mutual Automobile Insurance v. Fitts)

OPINION

By the Court, Maupin, J.:

In response to a certified question submitted by the Nevada Federal District Court,1 we consider whether Nevada automobile insurers may contractually alter the statutory time frame within which an insured may file a claim for uninsured or underinsured motorist benefits.