Court of Appeals for the Ninth Circuit February 11, 2005, No. 04-55429; BAP No. CC-03-1411-BKMa (Staudenmaier v. Mae)

MEMORANDUM **

Timothy John Staudenmaier appeals pro se from the Bankruptcy Appellate Panel’s decision affirming the bankruptcy court’s denial of Staudenmaier’s action seeking to discharge his student loans under 11 U.S.C. § 523(a)(8). We have jurisdiction pursuant to 28 U.S.C. § 158(d). We review the bankruptcy court’s legal conclusions de novo and factual determinations for clear error.