District Court, N.D. Alabama March 16, 2005, No. CV 03 HS 1439 M (Helms v. Consumerinfo.com, Inc.)

MEMORANDUM OPINION AND ORDER ADDRESSING CLASS CERTIFICATION

HOPKINS, District Judge.

Factual & Procedural Background

On June 17, 2003, pursuant to 15 U.S.C. § 1679g which allows for private causes of action, Ronald W. Helms (hereafter “Plaintiff’) filed a putative class action for damages alleging Defendant violated § 1679b(b) of the CROA (Count One).