United States Bankruptcy Court, S.D. Texas November 14, 2006, 19-31127 (In Re Solis)

MEMORANDUM OPINION FINDINGS OF FACT AND CONCLUSIONS OF LAW CONCERNING CHAPTER IS CRAMDOWN OF AUTOMOBILE LENDER

WESLEY W. STEEN, Bankruptcy Judge.

In this chapter 13 bankruptcy case, Sylvia Solis (“Debtor”) has proposed a

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debt repayment plan that would satisfy liens on two motor vehicles by paying the value of the vehicles rather than paying the full principal due,

ie.