United States Bankruptcy Court, D. Nevada September 25, 2006, 19-10574 (In Re Trejos)

OPINION CONFIRMING DEBTOR’S PLAN

BRUCE A. MARKELL, Bankruptcy Judge.

I. Introduction

Gerardo and Christina Trejos bought a used 2002 Volkswagen Passat from Desert Volkswagen on July 5, 2005.

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The purchase price was $18,701.40, which included $995 for an extended warranty. Desert Volkswagen agreed to finance the purchase, after a $1,000 down payment, at 13.35% over 60 months.