Court of Appeals of Maryland January 6, 2006, Misc. No. 2, September Term 2005 (Clendenin Bros. v. United States Fire Insurance)

HARRELL, Judge.

Pursuant to the Maryland Uniform Certification of Questions of Law Act, Maryland Code (1974, 2002 RephVol., 2005 Cum.Supp.), Courts and Judicial Proceedings Article, §§ 12-601 though 12-613, and Maryland Rule 8-305, the United States District Court for the District of Maryland (Garbis, J.