Court of Appeals for the Seventh Circuit September 29, 2006, 04-3690, 04-4042 (Vernon Handy, Administrator of the Estate of Geneva H. Handy v. Anchor Mortgage Corporation and Countrywide Home Loans, Inc.)

WOOD, Circuit Judge.

In 2000, Geneva Handy obtained a new mortgage on her home from Anchor Mortgage Corporation. As anyone who has taken out such a loan is doubtless aware, such a transaction requires a strong wrist and a good pen to sign a bevy of forms and documents. Many of these forms are required by the Truth in Lending Act (TILA), 15 U.S.C. § 1601

et seq.