Court of Appeals for the Seventh Circuit October 23, 2007, 06-2130 to 2132, 06-2134, 06-2157, 06-2271, 06-3129, 06-2130, et al., 06-3162, 06-3327, 06-3439, 06-3446 (Evory v. RJM ACQUISITIONS FUNDING LLC)

POSNER, Circuit Judge.

We have consolidated for decision four intertwined cases that present nine questions under the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692

et seq.,

several of which have engendered considerable controversy at the circuit level and even some circuit splits.