District Court, D. Kansas May 17, 2007, 06-2527-JAR, 06-2528-JAR, 06-2530-JAR, 06-2531-JAR, 07-2085-JAR (Citifinancial Auto v. Hernandez-Simpson)

MEMORANDUM ORDER AND OPINION

ROBINSON, District Judge.

This appeal involves five Chapter 13 bankruptcy cases in which the debtors’ plans were confirmed over objection of a creditor, Citifinancial Auto f/k/a TranSouth Financial (“Citifinancial”) or Ford Motor Credit Company (“Ford Motor Credit”), that holds a purchase money lien against debtors’ vehicles.