United States Bankruptcy Court, E.D. Pennsylvania June 22, 2007, 14-19133 (Hopkins v. First NLC Financial Services, LLC (In Re Hopkins))

MEMORANDUM

BRUCE FOX, Bankruptcy Judge.

The above-captioned adversary proceeding was filed by the debtors on March 14, 2007, alleging one count under the Truth in Lending Act (TILA), 15 U.S.C. §§ 1601,

et seq.,

against defendants First NLC Financial Services, LLC and JP Morgan Chase Bank, N.A. A second count under the Real Estate Settlement and Procedures Act (RESPA), 12 U.S.C. §§ 2601,

et seq.