District Court, M.D. Alabama August 20, 2007, Civil Action 2:03cv280-MHT (Lawrence v. Household Bank (SB), N.A.)

OPINION

MYRON H. THOMPSON, District Judge.

Plaintiff Reather Lawrence brought this lawsuit on February 10, 2003, against defendants Household Bank (SB), N.A., and Household Credit Services, Inc. in Alabama state court, claiming violations of the federal Fair Credit Billing Act (FCBA), 15 U.S.C. §§ 1666 — 1666j, as enforced by the Truth in Lending Act (TILA), 15 U.S.C. § 1640.