District Court, W.D. Virginia May 14, 2007, 3:06-po-00103 (Hooker v. Educational Credit Management Corp.)

CORRECTED MEMORANDUM OPINION

WILSON, District Judge.

This is an appeal by appellant-debtor William M. Hooker, Jr., from a final decision of the United States Bankruptcy Court for the Western District of Virginia finding that Hooker, who has been diagnosed as paranoid-schizophrenic and HIV-positive, failed to meet the “undue hardship” requirement of 11 U.S.C.