New Jersey Superior Court Appellate Division December 20, 2007 (Bardis v. First Trenton Insurance)

The opinion of the court was delivered by

WINKELSTEIN, J.A.D.

On February 13, 1997, plaintiff John Bardis was involved in an *142automobile accident.1 After settling with the tortfeasor, he instituted this underinsured motorist (UIM) claim against defendant, First Trenton Insurance Company, his automobile insurance carrier.