Court of Appeals of North Carolina November 6, 2007, No. COA06-1369. (PEERLESS INS. v. GENELECT SERVICES)

lead-opinion

McCULLOUGH, Judge.

Plaintiff Peerless Insurance Company (Peerless) provided fire insurance to Anthony and Debra Adams for their home located in the Biltmore Forest section of Asheville. On 18 September 2004, following the second of two hurricanes to strike Western North Carolina, a fire damaged the Adams residence resulting in a claim in excess of $400,000 which Peerless paid.