Court of Special Appeals of Maryland January 26, 2007, No. 2758 (Harby v. Wachovia Bank, N.A.)

ADKINS, J.

“No acceptance” and “no consideration” are the twin defenses asserted by appellant Shawn R. Harby, substitute guardian of the property of Donavan Marqúese Brooks, to the arbitra*417tion clause in appellee Wachovia Bank, N.A.’s depositary agreement. Like the Circuit Court for Baltimore City, we find no merit in either defense.