Court of Appeals for the Eighth Circuit February 27, 2007, 06-1904 (Douglas Wood and Carolyn Wood v. Foremost Insurance Company)

BENTON, Circuit Judge.

A tornado damaged Douglas and Carolyn Wood’s roof. They made a claim under their homeowner’s policy. The Woods contend that Foremost Insurance Company did not promptly settle. They seek compensation for damage to their property; penalties and attorney’s fees under the Vexatious Refusal to Pay Claim statute; damages for injuries suffered by Mr.