United States Bankruptcy Court, N.D. Alabama February 6, 2007, Bankruptcy No. 06-81186-JAC-13; Adversary No. 06-80124-JAC-13 (Sallings v. General Motors Acceptance Corp.)

*647MEMORANDUM OPINION

JACK CADDELL, Bankruptcy Judge.

This case is before the Court on General Motors Acceptance Corporation’s (“GMAC”) motion to dismiss the above styled complaint in which the debtor demands judgment against GMAC for statutory and compensatory damages under the Truth in Lending Act (“TILA”), 15 U.S.C. § 1601 et seq.