Court of Appeals for the Eighth Circuit March 3, 2008, 07-1136 (Wilhelm v. Credico, Inc.)

LOKEN, Chief Judge.

In its Separate Answer, Credico admitted that Wilhelm’s account showed a total amount owing of $4,644.36 when it was assigned by Pinnacle, consisting of $2,474.07 in original principal and $2,170.29 in past due interest charged by the original creditor. Credico mistakenly recorded the entire $4,644.36 as principal and then added interest at the agreed credit card rate of 20.