United States Bankruptcy Court, E.D. Pennsylvania February 5, 2008, 19-11719 (Funches v. Household Finance Consumer Discount Co. (In Re Funches))

OPINION

ERIC L. FRANK, Bankruptcy Judge.

TABLE OF CONTENTS

I. INTRODUCTION.475

II. BACKGROUND.476

A. The Main Bankruptcy Case — Overview.476 B. The State Court Foreclosure Action.476

C. The AP Complaint and HFC’s Motion to Dismiss.478

III. THE PARTIES’ ARGUMENTS. O 00 rtf

A. Initial Briefing. O 00

B. The Hearing and Post-Hearing Briefing. rH 00

1.