Ohio Supreme Court October 1, 2008, Nos. 2007-1760 and 2007-1762 (Lager v. Miller-Gonzalez)

lead-opinion

O’Connor, J.

{¶ 1} In this wrongful-death case, we address language in an insurance policy offered by appellant, Nationwide Mutual Fire Insurance Company, that provides uninsured- and underinsured-motorist coverage (“UM”) to insureds “because of bodily injury suffered” but that also contains an other-owned-auto exclusion that denies coverage “for bodily injury or derivative claims.