California Court of Appeal May 5, 2009, B202617 (Freedman v. State Farm Insurance)

Opinion

ROTHSCHILD, J.

A contractor remodeling a bathroom in Bernard and Gail Freedman’s home drove a nail through a pipe while hanging new drywall. The nail in the pipe apparently caused no leak at the time and went unnoticed until years later, when corrosion around the nail caused a leak and extensive water damage. The Freedmans’ insurer, State Farm Insurance Company, denied their claim.